About
A discreet partner to the private enterprise.
Vincent Chacko is a licensed Ontario Life & A&S Insurance Broker (License #19178707) serving founders, partners, key executives, and Medical Professional Corporations across Ontario — focused on the areas where insurance is the load-bearing element of the financial plan.
How we work
Specialist, not generalist
We work exclusively on Corporate-Owned Life Insurance, buy-sell funding, asset preservation structures, and specialized strategies for Medical Professional Corporations. Depth over breadth.
Independent carrier access
We are not captive to any single carrier. Structures are designed first, then placed with the carrier that best fits.
Confidential and consultative
Every engagement begins with a quiet review of your governing documents and equity structure. No pitch, no quote engine.
The engagement
- 1.
Confidential Discovery
A 30-minute introductory conversation to assess structural alignment and corporate fit.
- 2.
Document Analysis
A quiet, independent review of existing shareholder agreements, corporate bylaws, and current coverage.
- 3.
Bespoke Architecture
Designing the asset-preservation or funding structure before approaching independent carriers for placement.
Clinical background
Bridging clinical realities with advanced corporate tax strategy.
Our advisory is uniquely informed by direct, technical clinical experience in nerve conduction and electromyography within the university hospital system. Backed by continuous LLQP licensing since 2019, we don’t just understand your balance sheet; we understand your practice, your procedural workflow, and the physical toll of your specialty.
Who we serve
Owners and partners of Ontario-based privately held corporations, typically between C$5M and C$100M in revenue, with multiple stakeholders and a real need for orderly succession.
We bring deep, first-hand clinical and operational insight to Medical Professional Corporations (MPCs), ensuring that corporate-owned structures perfectly align with the unique tax, cash-flow, and regulatory realities facing Ontario physicians and medical specialists.
Begin a Conversation
A confidential discovery call is the simplest way to assess fit. Thirty minutes, no obligation.